Refund Policy

1.1 Absolute Non-Refundability

All payments made to KAFA, whether for registration, training programs, workshops, academy fees, events, or merchandise, are strictly non-refundable. This includes situations where:

• You choose to discontinue participation in any program
• You are unable to attend sessions due to personal reasons, illness, travel constraints, or scheduling conflicts
• Services are interrupted due to unforeseen circumstances, force majeure events, or operational changes by KAFA
• Any dissatisfaction arises regarding the quality, nature, or delivery of the services

1.2 Binding Agreement

By submitting payment, you enter into a legally binding agreement with KAFA acknowledging that all fees are final, and you explicitly agree that no refund or reimbursement will be issued under any circumstances.

2.1 Receipt of Payment

All payments are considered final upon successful processing. Confirmation of payment will be sent via email or through the Platform.

2.2 Acknowledgment of Policy

The act of completing any payment transaction constitutes your acknowledgment and acceptance of this No Refund Policy, and you agree that you have read, understood, and accepted the terms herein.

3.1 Force Majeure

In the event of unforeseen circumstances beyond KAFA's reasonable control, including but not limited to natural disasters, government restrictions, pandemics, or any other emergency events (Force Majeure Events), KAFA is not obligated to issue any refunds, regardless of cancellations, rescheduling, or disruptions to services or programs.

3.2 Program Modifications

KAFA reserves the right to modify, reschedule, or substitute programs, sessions, or events at its discretion. Users acknowledge that such modifications do not entitle them to a refund.

4.1 Technical Errors

Any errors, duplicate charges, or failed transactions caused by the User's payment methods, bank processing, internet issues, or device problems do not entitle the User to a refund. Users are responsible for ensuring accurate payment details and proper completion of transactions.

4.2 Bank or Payment Gateway Disputes

Disputes raised with banks, payment gateways, or other financial institutions concerning payments made to KAFA will not result in any refund, unless explicitly required by law. Users are encouraged to resolve such issues directly with their payment service providers.

6.1 Legal Requirement

The only exception to this Policy is if applicable law mandates a refund under certain circumstances. Even in such cases, the refund will be processed only in compliance with legal requirements and after verification of eligibility by KAFA.

6.2 Company Discretion

In rare cases, KAFA may, at its sole discretion, provide compensation or credit toward future services. However, this is not a right and shall not be construed as a precedent for refunds or reimbursement.